Do’s and Don’ts of Hail Damage Insurance Claims
August 16, 2019
Over time, damage from hail can cause major roofing issues and shorten your roof’s lifespan. You should immediately get your roof inspected after a hailstorm and repair any damage. Here are the do’s and don’ts of filing an insurance claim.
What You Should Do
Document the date and time your roof was damaged. You can get in touch with the National Weather Service to determine the size of hail from the storm. Take photos of the hailstones around your property with a measuring tape next to them to indicate their size. It’s also important to keep estimates and receipts from any emergency repairs.
Hire a reputable contractor for a hail damage inspection. You can look for companies online, but make sure they are licensed and insured. Check their rating with the Better Business Bureau (BBB) and see if they have certifications with roofing manufacturers. At Rapid Roofing, we work with leading manufacturers, such as GAF, CertainTeed® and James Hardie®, to provide our clients with the best products and services. Whether you require a roof repair or siding installation service, know that you can count on us.
Call your insurance provider after your home’s damage has been assessed. Have your documentation and insurance on hand. Take note of the date, time, claim number and people with whom you speak. Schedule a time for your adjuster and contractor to meet and look into the damage.
Never hire a contractor without completely reading and understanding the contract. Some companies take advantage of homeowners, especially after a severe weather event. Also, you don’t have to use a contractor that’s referred by your insurer. Choose the contractor who you believe can provide the best service.
Don’t accept an offer from your adjuster if it doesn’t cover the amount of work that has to be done to restore your home. Support your claim with documentation and multiple estimates from licensed contractors.
Looking for certified roofers in your area?
At Rapid Roofing, we help restore homes that experienced damage from hail, wind and water. We provide insurance claims assistance and hail damage assessment. Our team also specializes in quality vinyl, cement board and composite siding installation. Call us at (734) 441-3138, or fill out our online form for a free estimate. We work with homeowners in Canton, MI.