Storms happen when we least expect them. The damage to your Ann Arbor, MI, home they may cause, from roof leaks to crack-ridden siding, can also be a shock. To prevent further damage to your home, you must repair the damage quickly. Your homeowner’s insurance policy can help.
Does My Homeowner’s Insurance Policy Cover Storm Damage?
Most homeowner’s insurance policies will cover the most common types of storm damage, including:
- Roof damage: During a storm, trees may fall and create holds in your roof. Or, heavy wind may raise and remove shingles around your roof.
- Hail damage: Hail often damages siding, resulting in cracks and chips that can allow water to enter your home.
- Water damage: Should major roof damage occur, you may experience severe water damage inside of your home.
Every insurance policy is different. We recommend checking your homeowner’s insurance policy to better understand what’s covered and what isn’t.
Filing an Insurance Claim for Damage to Your Ann Arbor, MI, Home
Should you find roofing or siding damage to your home after the inspection, it’s time to act. We recommend reaching out to a professional contractor who can assess the damage and estimate repairs, prior to calling your insurance company.
Obtaining a quote from a professional can help you receive the compensation from your insurance you need to fully restore your home.After your estimate, call your insurance company to file a claim. We recommend taking photos of the damage you find to help with your claim.
After you file, your insurance will send an adjuster to your home to inspect the damage. After the adjuster’s assessment, you’ll receive a determination from your insurance company.
The experts at Rapid Roofing in Ann Arbor, MI, specialize in insurance claims. On the day your adjuster comes to assess your home, we’re glad to send one of our insurance claims specialists to your property to ensure a proper assessment. We’re your advocate, ready to ensure you receive the best possible outcome.
Call Rapid Roofing in Ann Arbor, MI, Today
If your Ann Arbor, MI, home has become the victim of storm damage, our team is ready to help. Give our Ann Arbor office a call today at 734-292-8896.